Food for the Soul

Words of Wisdom

Congratulations to All 2009 Graduates

Just got home from high school graduation of my son, CJ. Latter part of March and April are usually graduation months in the Philippines. Graduation is a significant episode in the life of a student not only does it marks the end of a school year but it also marks the beginning of another significant milestone. It signifies a great triumph of accomplishments after a lot of hard works including late nights spent cramming for tests or school paper reports and a time to reflect on past accomplishments and gaze into a future wide open with many challenges and opportunities.

This page is intended to bring importance to all high school graduates and as my way of a treat to my one and only son CJ, who just graduated from high school recently. Congratulations to all 2009 graduates and to you CJ. I wish you all success in all your endeavors.

High school graduation is a once in a lifetime experience that marks the day that a student crosses the stage and receives his/her diploma. A time of expectations, transitions and transformations from childhood to early adulthood and one of the most memorable stages in the academic life of a student.

Another unforgettable phase of high school life is the prom which is an abbreviated term for a promenade or a walk. And how can one forget a great memory of fun of experience, dinner and dance and the romance filled evening with boys dressed in tuxedos and girls in their finest evening gowns?

CJ with partner Nadia

For teens ending high school, graduation is the one of the biggest events they can imagine. Before graduation even happens, students begin filling out application for colleges and some have taken their college entrance exams. They begin planning and dreaming about what life might become. They think about the courses that they might take and enrolled in.

By the time graduation day arrives, teens are filled with a mixture of emotions. Some are fearful, some have a few tears in their eyes as they are quite emotional for saying goodbyes, and others are nothing but joyful about the transitions. Whatever their emotion, all students seem to hold one thing in common on graduation day: relief. Relief over being finished with years of schooling, relief over making it through all of the hardships of growing up, and the relief of another summer break about to begin.

His Very Rev, Msgr. Luis Jonie P. Aguirre, HP and Sr. Ma. Lina R. Despojo, OSA (Principal/President)

Here are some of the quotations that might serve as an inspiration as you, graduates, embark another chapter in your scholastic years. May you embrace life and approach every challenge and opportunity with enthusiasm with these inspirational quotes.

"What we are is God's gift to us. What we become is our gift to God." - Eleanor Powell

"My father always told me, find a job you love and you'll never have to work a day in your life." - Jim Fox

"Your schooling may be over, but remember that your education still continues." - Author Unknown.

"We cannot direct the wind but we can adjust the sails." - Author Unknown

"The roots of education are bitter, but the fruit is sweet." - Aristotle

"An investment in knowledge always pays the best interest." - Benjamin Franklin

"Put your future in good hands - your own." - Author Unknown

"Do not follow where the path may lead. Go, instead where there is no path and leave a trail." - Ralph Waldo Emerson

"The man who graduates today and stops learning tomorrow is uneducated the day after." - Newton D. Baker

"You have brains in your head. You have feet in your shoes. You can steer yourself in any direction you choose. You're on your own. And you know what you know. You are the guy who'll decide where to go." - Dr. Seuss

"The future lies before you, like a field of driven snow. Be careful how you tread it, for every step will show." - Author Unknown

"Shoot for the moon. Even if you miss, you'll land among the stars." - Les Brown

"Try not to become a man of success, but rather try to become a man of value." - Albert Einstein

"You cannot help but learn more as you take the world into your hands. Take it up reverently, for it is an old piece of clay, with millions of thumbprints on it." - John Updike

"Things turn out best for the people who make the best out of the way things turn out." - Art Linkletter

"Excellence is not a skill. It is an attitude" - Ralph Marston

"Always be a first-rate version of yourself, instead of a second-rate version of somebody else." - Judy Garland

"It takes courage to grow up and become who you really are." - e.e. cummings

It's not the mountain we conquer but ourselves." Edmund Hillary

"The important thing is not to stop questioning." - Albert Einstein

"The trouble with learning from experience is that you never graduate." - Doug Larson

"To the uneducated, an A is just three sticks." - A.A. Milne

"If opportunity doesn't knock, build a door." - Milton Berle

"Success isn't a result of spontaneous combustion. You must set yourself on fire." - Arnold H. Glasow

"There are no shortcuts to any place worth going." - Beverly Sills

"You can't live a perfect day without doing something for someone who will never be able to repay you." - John Wooden

"The true meaning of life is to plant trees, under whose shade you do not expect to sit." - Nelson Henderson

"Twenty years from now, you will be more disappointed by the things you didn't do than by the ones you did. So throw off the bowlines, sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover." - Attributed to Mark Twain, unconfirmed

"Everybody can be great because anybody can serve. You don't have to have college degree to serve. You don't have to make your subject and verb agree to serve. You only need a heart full of grace. A soul generated by love." _ Dr. Martin Luther King, Jr.

"Wherever you go, go with all your heart." - Confucius

"During my second year of nursing school our professor gave us a quiz. I breezed through the questions until I read the last one: "What is the first name of the woman who cleans the school?" Surely this was a joke. I had seen the cleaning woman several times, but how would I know her name? I handed in my paper, leaving the last question blank. Before the class ended, one student asked if the last question would count toward our grade. Absolutely, the professor said. "In your careers, you will meet many people. All are significant. They deserve your attention and care, even if all you do is smile and say hello." I've never forgotten that lesson. I also learned her name was Dorothy." - Joann C. Jones.

Now graduates, let me ask you. Do you still recall the persons' names who clean your school or the security guards who regularly greet you?

You may also feel free to share your unforgettable high school or even college experiences.

The Rich and Famous

Life Styles Of The Rich And Famous - Good Charlote Music Code

I was surfing the net when I stumbled upon this song entitled "Life Styles of the Rich and Famous" by Good Charlote. You may want to turn on the music and play the song. Here is the lyric.

Y'a only see it on TV
or read it in the magazines
Celebrities that want sympathy
all they do is piss and moan
Inside the rolling stone
Talkin' about how hard life can be

I'd like to see them spend a week
Livin life out on the street
I don't think they would survive
If they could spend a day or two
Walking in someone else's shoes
I think they'd stumble and they fall
(they would fall, fall)

Lifestyles of the rich and the famous
They're always complainin'
Always complainin'
If money is such a problem
Well they got mansions
Think we should rob them

Well did you know when you were famous you could kill your wife
And there's such no such thing as 25 to life
As long as you've got the cash, to pay for Cochran
And did you know if you were caught and you were smokin' crack
McDonalds wouldn't even wanna take you back
You could always just turn for mayor of D.C.

I'd like to see them spend a week
Livin' life out on the street
I don't think they would survive
If they could spend a day or two
Walking in someone else's shoes
I think they'd stumble and they fall
They would fall

Lifestyles of the rich and the famous
They're always complainin'
Always complainin'
If money is such a problem
Well they got mansions
Think we should rob them (rob them)
(They would fall, they would fall)

Chorus 1/2:
Lifesytles of the rich and the famous
They're always complainin'
Always complainin'
If money is such a problem
You got so many problems
Think I could solve them

Lifestyles of the rich and famous
We'll take your clothes, cash, car, and homes just stop complainin'
Lifestyles of the rich and famous
Lifestyles of the rich and famous
Lifestyles of the rich and famous

Mystified by the lyric of this song, I then asked, is the rich really complaining? With their multi-million dollar worth yacht, luxurious mansion, personal jet, and those pearly white flashing in their lives, no, I don't think they will complain because their financial resources can protect them from some terrible worries and stress unlike we, the ordinary people experience (just my opinion).

I remember when hubby and I were having dinner with family friends. Out of the blue, one friend asked how it feels to become rich when she spotted a wealthy and prominent person in the same place where we were dining. Another friend replied saying, "It's a complex thing being rich because one might feel the fear of being kidnapped." But that's one of the cons. Still, the pros outweigh the cons. Being rich and famous has its own good and bad side of it. Here are some of the pros and cons.

  • Living a comfortable life
  • Time freedom - quality and quantity time to spend with the family/children and more time to do volunteer work
  • Capable of helping financially the less fortunate members of the society
  • Send children to better schools
  • Don't have to worry about matters related to money
  • Travel around the world
  • Live in big house and drive luxury car
  • Respect from relatives and friends
  • Higher social status
  • Access to better health care

  • Might get kidnapped
  • Fear of losing the wealth and identity theft
  • People might use you or envy you
  • Super rich never seem to be contented with what they have and are caught up in a never-ending process of acquiring more
  • Sometimes embarking upon a style of high living which one had been previously unaccustomed can be damaging if not properly handled or can't handle stress of being rich.

Those are just my personal opinion. For me, at the end of the day, what matter most is God's promise of an abundant life; using if for the right motives and living a wealthy life without robbing one's soul. If sometimes, that we are going through the desert of financial difficulty, the Lord provides us with miracles by assuring us of His loyal embracing Presence. That He is beside us through the financial desert. The strategy is to learn the secrets of true happiness before wealth comes so that when it does come, we know how to handle it and become even happier.

Below are some of inspirational quotes on riches that are worth reflecting.

"The Lord will grant you abundant prosperity. The Lord will open the heavens, the storehouse of his bounty, to send rain on your land in season and to bless all the work of your hands. You will lend to many nations but will borrow from none." Deuteronomy 28:11-12

"Whatever the mind of man can conceive and believe, it can achieve. Thoughts are things! And powerful things at that, when mixed with definiteness of purpose, and burning desire, can be translated into riches." Napoleon Hill

"My parents shared not only an improbable love, they shared an abiding faith in the possibilities of this nation. They would give me an African name, Barack, or blessed, believing that in a tolerant America your name is no barrier to success. They imagined me going to the best schools in the land, even though they weren't rich, because in a generous America you don't have to be rich to achieve your potential." Barack Obama

"Everything we would ever need to become rich and powerful and sophisticated is within our reach. The major reason that so few take advantage of all that we have is simply, neglect." Jim Rohn

I would like to end this by asking you, what will you choose, being rich and famous but not happy or being poor yet happy? You are free to share your thoughts.

Here Comes the Sun!

As the lyrics of the song Here Comes the Sun by The Beatles goes, "it's been a cold lonely winter" but here in the Philippines particularly in our place, it's been long on and off rainy days for the past two week in March. Rainy days from January until the early weeks of March do not usually happen during these months. Can this be a sign of global warming? Here comes the sun and I can feel its scorching heat. Summer is finally here. It is an anticipated period every and signals the start of a long break from school, camping, beach outing, resort hopping, swimming, surfing, mountain climbing, wakeboarding, wakeskating and waterskiing.

The big S is for swimming. Summer is time of year and the best time to dig out our summer wardrobes and dust off our swimming stuffs for a cool adventure. When the temperature soars, swimming is a great fun to perform that can be enjoyed by people of any age and at its best to beat the summer heat.

Swimming is the best exercise which helps us to keep our body fit because it involves the use of almost all the muscles required for movement, without the weight of our body pounding us with each move like when we are walking or running. It controls the blood flow in our body and helps in maintaining good health especially if done once a week.

In our place, Fountain Spring Resort offers summer swimming lessons from basic and advance to competitive. Swimming course starts on April 14, 2009.

Other health benefits that swimming can offer:
  • Tones almost every major muscle in the body
  • Burns calories
  • Regulates breathing
  • Stimulates circulations
  • Soothes the mind
  • Improves stamina
  • Improves cardiovascular (heart and lungs) fitness
  • Offers a non-impact environment, unlike running or weight training
  • Provides social interaction
  • Persons who know how to swim can help save in an emergency situation

Cool tips to survive the summer heat:

The best ways to keep the kids safe in the water starts with proper supervision or watching the kids when they are in or around water even if they know how to swim.
  • Disinfect the swimming pool to avoid recreational water illnesses (RWIs) like infection and diarrhea by swallowing contaminated with germs water.
  • Protect yourself from the sun by limiting sun exposure during the peak intensity hours between 10am to 4pm. Excessive sun exposure can be at risk to develop skin cancer.
  • Stay indoors whenever possible or stay in the shade or if can’t be avoided, apply sunscreen at leas 30 minutes before going outside. The SPF should be at least 15 (for young children) and SPF15 or greater (for older children). Be sure to reapply sunscreen every two hours or after swimming or sweating to protect against UVA or UVB rays.
  • In addition to putting sunscreen, it is also top recommendation to wear hat, dark sunglasses that block 99 to 100 percent of UVA rays.
  • If you must go outdoors, wear lightweight and light-colored cotton clothing.
  • In summer when the temperature is high, it is advisable to drink plenty of water to keep the body cool to shun heat stroke. Heat stroke is the most severe form of heat illness when the body overheats and cannot cool down.
  • Avoid heavy meals and eating too fast. In doing so, it would mean an increase in body’s metabolic heat and would generate sweat which leads for more body’s water loss.
  • Know the perils of outdoor eating. Warm summer weather is a perfect breeding ground for bacteria so it important to keep hot foods hot and cold foods cold until ready to eat them to keep away from food poisoning.
  • Be sensible with alcohol. Hot weather speeds up the effects of alcohol so extra care should be taken when drinking. Alcohol will lead to dehydration so make sure to alternate alcohol drinks with water.

So before we pack our swimsuit, chill out our mood for the action ahead and beat the heat with those cool ideas.

Do you have chilly ideas and experiences that you would want to share to beat the summer heat?

Beware of Fraudulent Job Offer on Internet

The Information Age, also commonly known as the Computer Age or Information Era has evolved the birth of internet and technologies. The internet makes the world smaller-- just a mouse click away, presto, it brings people get connected and have an easy access to information across the world overcoming geographical barrier. Almost every transaction is being performed over the internet from shopping, buying plane tickets, credit card inquiry to just simple searching. Through this medium, it’s the center of attention for businesses, government and individuals around the world. It truly revolutionized our lives and that’s the power of internet.

But despite the wonders that the internet can offer, it is sometimes being used by unscrupulous individuals to engage on illegal activities to convene with their own financial gain and satisfy their greediness.

Take the case of my personal experience happened just recently. I can’t let the day passed and be mum and doing nothing about it because it is my social responsibility to warn and protect the internet users from the crooked doings of this online scammer. I would also like to share and disseminate information regarding my fraudulent online encountered with a certain Dr. Martin David Allan whom he claimed he is from the United Kingdom, to stop him and spare the internet users from being his next victims.

I was surprised to receive a message from this Dr. Martin on Tagged last March 18, 2009. His name is not included in my friends’ list. Below was his message and quote verbatim.

"I am Dr. Martin D. Allan, ,a psychiatric doctor, widowed, a mormon, member of lsd. Sorry I have to contact you this way, I got your contact while searching for a nanny and a driver online. I don’t get often on Tagged. I am residing in UK with my two beautiful daughters. I am willing to offer Eight Hundred and Fifty pounds sterling (850.00 GBP) per week and I will provide monthly shopping allowances and accommodation. (

I am anxiously and eagerly waiting to hear from you soonest through my private email address above.

Your sincerely,

Dr Martin"

It was my mistake that I got curious so I was quick to respond to his email. Below are his succeeding emails.

1st email

"Hi, How are you? Thanks for the reply to my job offer and the interest in my family.I would like to see your Curriculum Vitae (CV).Truly i need a foreign Nanny,i know that there are a lot of Nannies in the UK here but its just that i need a Nanny from outside,Asia to be precise that is caring,loving,motherly carefree and well determined,that can take good care of my kids for me but with the recommendation from you and that is the more reason I may need your services,hopefully you will be my kid's Nanny and do according to your words.

I reside in Lambeth,London and do not get worried about any documents(work Permit and Visa),a travel agency here in the UK will handle that for you as per your visa just scan&send the copy of your international passporttravelling agency you could also use that.

I love my kids so much and would not toy with them.They are the apple of my eyes.I work because of them and am willing to pay any amount to give them the best in the world.You would be needing to settle the Visa Procurement yourself because i paid for 2 Nannies in the past few months which they did not turn up but went somewhere else after their visa was approved and that is why i vowed that any Nanny that i will employ will make half of expenses by himself/herself.Hope you understand how i mean..I need a very serious person and the job is available right now.Also,i use to have a Nanny that came from Asia(Filipino) and she spent 2 years with us,but she got married and relocated to the United states,so i need a replacement ASAP.

Don't worry about the United Kingdom,it's a nice place to stay and i hope you will enjoy staying here with my family and you will have the access to internet, Infact i have a personal PC at home for myself but my kids usually play games on their own PC, i will get you a computer to start using for your own use.All expenses made by you will be refunded immediately you get here.If you would be using the travel agency i would be recommending my traveling agent to you.

Do get back to me as soon as possible and we take it from there and CV through email to them,they will apply for visa on your behalf in the UK Home Office and when the visa is ready the UK Embassy in your country will call on you so that they can endorse the visa on your original passport.If you have any other


Dr Martin"

- - -

2nd email

"Dear my Future employee's,

It's was nice seeing your CV'S I have just went through your CV and it's quite interesting and nice i see how hardworking you are !, Congratulations,you both are qualified to work with me and my family, the reason is because i see it in your CV how hardworking you are! and as you are hardworking i have the believe that you will be very caring aswel , My kids are very dear to me, i love them with all my life. i want you to take good care of them just like yours, well the next step is to start to work on your traveling processing, i have a traveling agency here in the UK that can get you Working permit/Working Visa, But really don't know how much it would cost, The below e mail contact address is for the traveling agency,
( )
i will really appreciate if you can work with me and my family, the age of my daughters Morena 7 years and Lillian 9 years ,i teach them well and they have respect for elders .i am sure you will like them when you come here ,i really appreciate it that you want to work with my family, Contact the traveling agency tell them that you are from Dr Martin Allan and you will like to make inquires on what document you need for the processing of your visa and how much it is going to cost.Also let them know that you will only be responsible for the half of each payment of your processing visa while me your employer will be responsible for the balance and also ready to send all his documents necessary for verification for the processing of your visa. get back to me with their response
Please kindly find the attached file, it contact the contract paper work for the DRIVER & NANNY & Picture of my girls. so you are hereby to sign the attached below contact paper work for each one of you.
After you sign i will sign then the lawyer will sign so it would be forwarded to the POEA, so after that the processing of your visa procurements will take place.
I am not going to pay all the expense as my previous nannies has fooled me , i don't want to be fool again, i am not begging for a nanny, So if you are okay with the terms and condition let me know. the below information is my contact information.

CONTACT PHONE NUMBER'S. : + 447-0240-38170

Get back to me if you have any question.
Dr Allan."

- - -

email from D Way Traveling UK Ltd

“Dear Uk Visa Applicant,

Thanks for contacting D way traveling UK LTD for your traveling processing, D way traveling UK LTD only accepts instructions upon the terms and conditions set out below. No servant or agent of the business is permitted to vary these terms unless expressly authorized in writing to do so by the directorate. However any servant or agent shall have the full benefit of these terms and conditions.

1. D way traveling UK LTD will use it best endeavors to process applications, visa, passports and/or documents for travel or otherwise at the client's request but shall not be held responsible nor accept any liability for its own actions or those of any consulate, embassy, passport office or subcontracted courier servant or agent in delaying or not issuing such applications for any reason whatsoever and nor shall D way traveling UK LTD shall be held responsible for expense due to visa/passport spelling and date errors made by embassies/consulates/passport offices and/or delay arising from or in connection with:

a) Incomplete applications forms
b) Incorrectly or falsely completed application forms or
c) Inaccurate or incomplete supporting documentation. The expense or cost incurred by the client due to delays or non-issuance of passports visas or other documents for travel shall not be the responsibility of nor shall any charges be levied upon D way traveling UK LTD in respect thereof

2 It is for the Applicant to check the contents of any visa, passport or document delivered by D way traveling UK LTD to ensure that it has been correctly issued and the contents are correct and D way traveling UK LTD accept no liability in respect thereof.

3. D way traveling UK LTD shall not be liable for any loss, expense or delay arising from the purchase or acquisition of travel tickets by the Client prior to the issue of the relevant Visa/Passport

4. Upon receiving client's passports with visa application, D way traveling UK LTD will endeavor to process the same and submit to the relevant embassy/consulate/passport office the next working day depending upon the visa validity period.

5. D way traveling UK LTD will retain your application and passport if this is provided in advance until the correct issue period has been ascertained.

6. D way traveling UK LTD provides a carefully compiled visa and passport information service in good faith on the express understanding that the said information is the interpretation of any or all information provided by the respected embassies, consulates or passport offices at any or all times and D way traveling UK shall not accept responsibility or liability whatsoever for any errors and/or omissions in the information provided to obtain the visa/passport.

7. All processing of the client's visa, passport and/or documents will rely on the instructions given and on the application submitted and it is the client's express responsibility to ensure that the validity of the said visa, passport/document obtained includes and covers the period of time in which the client plans to enter and leave the country or countries that the client is visiting and for the number of entries to that country and is valid for the purpose intended. In the event of any passport, document or other items being lost, misplaced, damaged, delayed or destroyed by any means whatsoever including by any acts by subcontracted courier servants or agents the cost of replacing the same and/or consequential loss shall be borne by the client and any contribution to the cost by D way traveling UK LTD shall be entirely in at the discretion of the directorate thereof. THIS ALSO INCLUDES POSTAGE TIME FOR FIRST CLASS MAIL,RECORDED DELIVERY OR ROYAL MAIL, SPECIAL DELIVERY SERVICES

8. The costs and fees incurred by D way traveling UK LTD in obtaining any travel documents shall be the sole responsibility of the client and such charges will include

1. Consulate or Embassy or passport charges as the case may be.
2. The charges of D way traveling UK LTD listed below

3. Procurement of working permit : 550.00 GBP
4. Procurement of national identification number : 400.00
5. Procurement of UK No Settlement Visa : 800.00
TOTAL CHARGES :1,750 .00

If in the event of any cancellation while using our services there will be an administration/cancellation fee of ?11.75. If cancellation occurs whilst passport is at embassy/passport office client will be charged at the full service charge and you will pay 10 % of amount you where been charged.

Your full name : ?
Your full contact address / phone number's ?
Have you ever been to UK before ?
Have you ever been caught in illegal act/offense ?
Your nationality ?
Current Occupation ?
Marital Status ?
Scan copy of your international passport ?
Copy of Birth Certificate ?
Size photograph passport ?

If you agree with our terms and condition feel free to get back to us.
.. D way traveling UK LTD will only be held responsible for taking such steps as is reasonably considered relevant to fulfill the implied instructions of the client unless the same is in writing. D way traveling UK LTD reserves the right to act in the best interest of the client upon implied instructions being given and any charges for such services rendered shall be wholly the responsibility of the client.
.. D way traveling UK LTD reserves the right to retain all passports and other documents until payment though Western Union / Money Gram it has been received in full.
.... D way traveling UK LTD reserves the right to revise its charges at any time without prior notice being given

1. Embassy, Consulate, Passport Office closure without at least 5 days notice due to holidays and/or any other reason.
2. Delays in processing if made by the Embassy, Consulate, Passport Office due to administrative delays, visa/passport spelling and date errors or World Crisis Situations.
3. Embassy, Consulate and Passport Offices changing rules and regulations for whatsoever reason.
4. Major delays in transport, traffic, severe weather conditions making it impossible to get to Embassy, Consulate or Passport Office in time for closure.

Tickets for travel should not be purchased prior to the visa/passport or other document being issued unless there is a specific requirement for the acquisition for such visa, passport or travel
document and in such case open ticket should be obtained.
Our hours of business 24 hrs every day.
Applications for visas/passports and other travel documents submitted to us before 4.00pm will be dispatched to the embassy/consulate/passport office on the next working day and those
submitted after 4.00pm on the second working day after receipt unless otherwise arranged in advance.
Application forms ordered by e-mail will be sent on the day shortly after receipt and orders for forms by post will be sent the same day by 1st class post.
After our management compile all documents needed for your traveling it would be mail through registered courier service ( DHL ) directly to your home address.

Thanks for your co-operation.


- - -

Think, think, think online mom. No! This time, I didn’t succumb to his modus operandi. My suspicion was heightened when I looked at the salutations on the two letters(“Dear my Future employee's, Dear Uk Visa Applicant). The fraudster used generic names so he doesn’t have to type all recipients’ names and can send them out in large batches. In order to identify the veracity of this Dr. Martin D. Allan, I first searched D way traveling UK LTD until I was led to an online scam forum/thread on the fraudulent transactions of Dr. Martin. Please click and you will witness almost the same of "his award winning piece” how he victimized people. I am really concerned that if no legal action will be imposed against this fraudster, he will likely to continue doing treacherous activities to victimize another innocent individuals.

The guy was so clever that he even uploaded pictures of himself (?), his two daughters(?) and his house(?). I don’t think these are real. He must have gotten or grabbed the pictures somewhere just to make me believe that his tactics will work well. Well, sorry for him, he'll be disappointed. Below are the pictures forwarded to me by a certain Dr. Martin in its original caption.


My daughters at airport

My girls at poolside

front view

down stairs




There are several hoaxes on the internet that we, the users, must be cautious and be watchful. One of them is Phishing. It is a fraudulent online attempt, usually made through email used by Phishers to entice you to disclose your personal information and the fastest rising online crime method used for stealing personal finances and perpetrating identity theft which hackers are now eligible to access, gain all our personal information and can do the following:

  • Apply for and get credit in your name.

  • Empty your bank account and max out your credit cards

  • Transfer money from your investment or credit line accounts into your checking account, and then use a copy of your debit card to withdraw cash from your checking account at ATMs around the world

Phishers use many different tactics to lure you, including e-mail and Web sites that mimic well-known, trusted brands. A common Phishing practice involves "spamming" recipients with fake messages that resemble a valid message from a well-known Web site or a company that the recipients might trust, such as a credit card company, bank, charity, or e-commerce online shopping site. The purpose of fake messages is to trick consumers into providing the following personal information:

  • Name and username.
  • Address and phone number.
  • Password or PIN.
  • Bank account number.
  • ATM/debit or credit card number.
  • Social Security Number

What to look for in a Phishing email:

  • Generic greeting. Fishing emails are usually sent in large batches. To save time, internet criminals use generic names like "Generic Bank Customer" so they don't have to type all recipients' names and send emails one-by-one. If you don't see your name, be suspicious. (just what happened to me)
  • Forged link. Even if a link has a name you recognize somewhere in it, it doesn't mean it links to the real organization. Roll your mouse over the link and see if it matches what appears in the email. If there is discrepancy, don't click on the link. Also, websites where it is safe to enter personal information begins with "https" - the "s" stands for secure. If you don't see "https" do not proceed.
  • Requests for personal information. The point of sending Phishing email is to trick you into providing your personal informatio. If you receive requesting your personal information, it is probably a Phishing attempt.
  • Sense of urgency. Internet criminals want you to provide your personal information now. They do this by making you think something has happened that requires you to act fast. The faster they get your information, the faster they can move on to another victim.

I fully understand that because of global economic crisis, we are experiencing hard times in our lives but it is not a valid reason to do perfidious activities to a person just for the sake of one's personal gain.

Let us be vigilant and protect ourselves from online scammers who always open their eagle eyes and sniffing for the next victims to every social networking site connecting people world wide. If it is too good to be true, then it is! Be suspicious in this case.

I have hope and faith that good will always prevails over evil.

Do you guys have stories to share to warn others from this fraudster? Your opinions are important and will be appreciated.